I'm Cheryl Willard, a Notary Public serving Wolverine Lake, Michigan, with extensive experience in mortgage and real estate document signings. Over the past seven years, I've conducted over 4,300 signings, ensuring borrowers have a smooth experience and all forms are completed accurately. My background as a mortgage processor and underwriter allows me to provide thorough explanations of documents like the Closing Disclosure, Notice of Right to Cancel, and URLA.

I specialize in a wide range of loan types, including conventional, FHA, USDA, VA, and commercial loans, and I'm well-versed in government forms such as FHA/VA addendums. My services cover refinance and purchase transactions, buyer/seller closings, debt settlement contracts, modifications, and general notarizations. Key capabilities include:

• Mobile and business notary services
• Laser printer for high-quality document handling
• Prompt document return and adherence to closing instructions
• Email and preferred phone communication
• COVID-19 vaccination and safety protocols

I pride myself on following instructions meticulously and ensuring documents are returned promptly to meet your deadlines.