Hi, I’m Tonika Williams, owner of J&R Financial and a notary public serving Beavercreek, Ohio and the nearby Xenia area. I provide friendly, professional support for clients who need reliable notary services along with practical financial assistance.

Through J&R Financial, I offer a range of services designed to help individuals and businesses stay organized and prepared. My capabilities include:

• Notary services
• Tax preparation
• Bookkeeping
• Financial services
• Retail support

I focus on making each appointment clear, efficient, and respectful of your time. Whether you need documents notarized, help preparing taxes, or bookkeeping support, I’m here to provide dependable service with a professional and approachable experience.